When a sovereign body carries tens of billions in long-run provision, every decision made within that portfolio is a public act. CySive is the infrastructure built to govern it.
Long-run sovereign liability — clinical negligence, public authority claims, environmental provision — has one structural feature that distinguishes it from commercial insurance: the book never closes. New incidents join the provision at a rate that consistently exceeds the rate of resolution. The total grows. The complexity compounds.
The tools available to manage this provision have not kept pace with its scale. Strike-date actuarial reviews produce point estimates that are already stale by the time they are reviewed. Case-level intelligence lives in claims management systems designed for operational throughput, not strategic visibility. The exposure operating loss — what the provision actually costs, in net present value terms, right now — is never precisely known between reviews.
When the National Audit Office or an equivalent oversight authority asks what you knew and when you knew it, the answer must be precise, documented, and defensible. A spreadsheet and a phone call is not a sufficient architecture for that standard of accountability.
CySive operates between actuarial strike dates — not only at them. The provision is modelled as a dynamical world: each matter with structure, state, available actions, and a transition function that determines how each action reshapes the future. The aggregate exposure is recalculated continuously, not annually.
Every decision made within the portfolio passes through an executable governance layer before anything moves. Authority thresholds are not a rule sheet — they are an enforced constraint. Settlement recommendations carry a confidence interval, an authority check, and a change set. The operator applies. The system proposes. The audit trail captures both.
When a matter approaches a legal deadline, a statutory reporting period, or a threshold requiring board-level visibility, the system surfaces it — before the development makes it visible in reserve movement.
CySive maintains a single versioned record of the liability estate. The matter register, the exposure model, the change history — written only through deterministic, operator-controlled process. The AI component proposes. The operator applies. The canonical record reflects what was decided, by whom, on what authority, at what point in time.
This is not a governance wrapper applied after the fact. The doctrine is the architecture. Every output produced by the system is traceable to the state that produced it, the model that computed it, and the authority level that approved it.
When liability is public, the standard of governance must be public. CySive is built to that standard — not retrofitted to it.
CySive works with sovereign bodies managing long-run provision under public accountability constraints. Initial conversations are confidential and without commitment.